Preheat oven to 200°C (392°F). Season the schnitzel on both sides with salt and pepper, then arrange in a baking dish.
Peel the onions and cut into strips. Distribute the onion strips evenly over the schnitzel.
Pour the cream into a saucepan and heat over medium heat. Cut the cream cheese into evenly sized pieces and add to the hot cream, stirring occasionally until melted, about 3-5 minutes. Add some vegetable broth and stir until smooth.
Pour the cream sauce evenly over the schnitzel. Spread the minced meat evenly over the sauce.
Pour the gypsy sauce over the minced meat and spread the crème fraîche on top. Bake in the preheated oven for 40 minutes at 200°C (392°F).