Cut the banana, kiwi, apple and pear to the required size and place in a large cereal bowl with the raspberries. Add a handful of your favorite muesli or just oatmeal.
Refine the yoghurt with a little cinnamon and if you like it sweeter, you can also sweeten it with sugar or honey. Mix the whole thing well and then pour it onto the fruit muesli.
The fruits can of course be varied depending on the season, just as you like it best. You can also add dried fruits or various nuts or, for those with a sweet tooth, grated chocolate.