Wash, core and chop the apples and pears. Peel the bananas, kiwis and orange and cut into small pieces. Pour into a large bowl with the mandarin oranges (without juice).
Now add the raisins, almonds and the fruit yoghurt (e.g. vanilla, apple-kiwi or buttermilk dessert pear-vanilla) and stir in. If you like, you can add some juice from the mandarin oranges.
The ingredients are quite variable, papaya is sure to go well with it, as are yellow fleshed melons.